Security on a Shoestring: Smart Moves for Lean Budgets

By Todd Wentz • June 15, 2025

Cybersecurity doesn’t have to be expensive. While headlines often spotlight million-dollar tools and zero-day exploits, the truth is far simpler: most small businesses can dramatically improve their security posture with less than $100—and a bit of focus.

Security Isn’t a Luxury—It’s a Mindset

You don’t need to be a Fortune 500 company to protect your digital assets. Whether you’re a solo entrepreneur or a 10-person nonprofit, many of the most effective security controls are either built in, free, or require minimal spend. Here’s how to put that mindset into action.

High ROI Security Moves

• Enable Multi-Factor Authentication (MFA) – Free with Microsoft 365, Google Workspace, and most cloud apps. One of the best defenses against account takeover.
• Turn on Automatic Updates – Keep your operating systems and software up to date. This blocks most opportunistic attacks.
• Use a Secure DNS Service – Quad9 and NextDNS filter malicious domains at the network level. Many are free or donation-based.
• Deploy a Password Manager – Tools like Bitwarden offer free personal vaults and affordable team plans.

Real-World Example: MFA Saved the Day

A small nonprofit in Florida was targeted by credential-stuffing attacks. The attackers got the executive director’s password right—but MFA blocked the login attempt and sent an alert via Gmail. Because they had taken five minutes to set up MFA six months earlier, they avoided a business email compromise that could have led to wire fraud or donor data theft. [CISA: MFA in Action]

Prioritize What Matters

Don’t be distracted by buzzwords. If you’re working with limited funds, aim your dollars and time at:

• Enforcing MFA on all critical accounts
• Backing up important data (even just to an external drive or encrypted cloud)
• Training staff on phishing basics
• Blocking unwanted software installations
• Securing remote access—no open RDP, ever

Know When to Ask for Help

You don’t need to hire full-time IT staff. Consider working with a fractional IT provider or managed service partner who understands small business constraints—and can help stretch your dollar wisely.

Final Word

Security doesn’t require a six-figure budget. It requires intent. With a few strategic choices, you can make your business a much harder target—even on a shoestring.

💡 Want to know where to start? Download our free guide: Top 10 Security Wins Under $100 and protect what matters most.